Hey Crew! As we bring Wealth Week to a close, I want to re-post a video that I shared almost two years ago. I spent time talking with Kimberly Thomas of Kimco International. The information that she shared then is still relevant today so take heed to the advice. Also, Kim offered a special for my subscribers back then. I am pleased to say that I can bless a few subscribers again today with the offer. Comment below if you are interested.!
Welcome to Wealth Week, Friends and Family!
I'm going to be talking about all aspects of wealth throughout the year - earning money, investing, charitable giving, etc. My thoughts about building wealth are that you need to learn to save before you can really build. After all, what good is it to gain more money if you lose it all by making poor spending choices? With this in mind, I was thinking that many of you have made resolutions this year that involve saving more money. If you are one of them, then have you determined how you're going to do it?
I read an article in Money Magazine (December, 2018) about a 31 year old woman who saves up to $8,000 a year clipping coupons. $8,000/year. That's $667/month, $541/week, $22/day. No bad. The woman, Katie Hernandez, spends roughly an hour and a half each week doing her couponing for her family. Honestly, I'm not sure that I would have the patience or energy to do this. It may not sound like much time but I know how tough it is to sit down to do ANYTHING in a day without distraction. 13 minutes a day may not sound like a lot but it really can be. That's why many of us don't take 10 minutes a day to meditate. But that's another article.
Back to Katie. This enterprising woman has shown that taking the time to clip coupons may be worth its weight in gold! Hernandez points out that she and her husband spent an average of $800/month on food and household items before she started couponing. Now, they spend just $100/month on those items, despite having a house, baby and two pets. And the annual $8,000 savings have been used to pay down college debt, pay off her mortgage and invest in retirement accounts.
Hm, there's something to this couponing after all! Sooo, how do you do it? I'm glad you asked. Of course, you can find physical coupons in your local Sunday newspaper. Many retailers have their own apps that contain coupons, like Meijer and Target. In addition, here are a few more couponing apps that Money Magazine recommends:
Finally, if you want to learn more about how Katie Hernandez saves, then visit her website and blog, KouponingwithKatie.com.
Let me hear from you! Do you "coupon"? If so, then what is your strategy? And share with me some other ways that you save money. We may write about them some time this year!
I am so excited that you have decided to subscribe! By doing so, you'll be embarking with me on a journey to a healthy, happy life. This is only the beginning of what we will share together.
Each week, I will provide features on physical and mental health, wealth and finances and featured entrepreneurs. In addition, when we have a fifth week in a month, I may be reaching out to all of you for ideas on topics to cover. Don't wait until the fifth week to provide feedback, though. I want to hear from you throughout the month! It will help me shape my topics to better serve you.
So, this is the first week of the month and year! Health Week! I can imagine that many of you have decided that you want to get physically fit in 2019. For many, that will mean considering weight loss options. As you're looking at them, please review a website called livinghealthworks.com. My dear friend, Dr. Carla Hightower, is the owner of this website and business. She has a very interesting article in her blog called "How to Eat More and Still Lose Weight". I won't share too much about the article (or her services) because I want you to review it yourselves but I will drop this little tidbit - Dr. Hightower advises to avoid popular weight loss programs because they often provide quick, short term results that are rarely sustainable. Check it out! I will feature Dr. Hightower and other health/nutrition specialists throughout the year.
In the meantime, here's to your health!
Greetings! Last post for Health Week this month. I thought that I would share my run journey with you from 2018. It was an awesome year. I am blessed to have fallen in love with a sport that definitely helps with keeping me in shape. Yes, I have had my share of run related aches and pains (especially my knees) but I am learning how to condition to prevent them from returning. I'll talk more about this as the year progresses as I have more races planned in 2019, including three marathons!
So, here's to your health in January, 2019! Please share ideas of what you want to see featured in the months to comes!
Happy New Year, Peeps!
2018 was an awesome year for me! I was able to travel to Curacao, Houston, Cincinnati and New Orleans, in addition to the usual trips to Detroit and Michigan City. I finished the Chicago Marathon in great time. My job is still there and my family is healthy and doing well. Unfortunately, I lost some friends/colleagues who were fairly young - Sean Connor, Trinette LaGrone, Karen Braithwaite. Their deaths reminded me that life is short and that we must seize the moments and quit sweating the small stuff. We never know when we will see our last days on Earth.
For 2019, I decided not to worry myself with resolutions. I want to stop procrastinating so I will work on that. But I won't come up with a list of things because I find that I don't do anything on the list if I stop doing something. So, my "project" is to work on ending procrastination in my life.
Also, I like going with themes. This year, it will be REFRESH. Revival. Starting afresh and anew. I'll be looking at opportunities to "refresh" things this year. It will be invigorating!
Which leads into the meaning of 19. According to the website spiritualunite.com, the Number 19 is "extraordinary" because it is a prime number - only divisible by itself and number 1. The number 19 is a virtuous number and brings good news for you. Number 1, the first number in counting, denotes uniqueness and independence and invokes the power of motivation, progress, ambition and striving forward. The number 9 denotes spiritual enlightenment, awakening and inspiration, among other things. Overall, it signifies completion, an ending that leads to a new beginning.
It's a reminder that you have accomplished your goal or are near to doing it. One chapter of your life has ended or is near the end. One door is closed but a new one is opened.
So, in the year 2019, I bid you all much success as you close one door to open a new one! Get ready for the ride! It will be an awesome one!
The Digest Diva is a wife, "bonus" mother, daughter, entrepreneur and corporate professional. who loves gathering information, learning and sharing with others.